What We Insure
What we drive has always been a personal statement. Tailor your insurance to fit your needs. You can cover your injuries and damage you cause or can opt to protect for your car’s value. Your losses due to uninsured drivers is also available.
There’s nothing like being out on the water. But just because there’s no road doesn’t mean there’s no rules. Protect you and your loved ones with liability for injuries and damage you cause. Or opt to protect the full cost of a new boat.
Homeowners, Condo Unit Owners and Renters policies cover damage to or loss of personal belongings. Yet they limit the amount available for more valuable items. Consider valuable articles for your jewelry, artwork, firearms and more.
Given the catastrophic nature of a flood, Homeowners, Condo Unit Owners and Renters policies all exclude damage to your property due to flood. Consider flood insurance to protect what could be the greatest threat to your property.
What We Insure
General liability insurance (GL), commonly known as business liability coverage, serves to safeguard against an array of claims stemming from your business activities. These may encompass bodily injury, property damage, personal injury, and other liabilities that may arise from your operations.
Professional liability insurance generally provides coverage for instances of negligence, copyright infringement, personal injury, and additional liabilities.
Property owners’ liability insurance offers protection against claims lodged against you for damage to third-party property or injury to third-party individuals due to negligence associated with the property under your responsibility.
Home-based business insurance encompasses a range of protections tailored for entrepreneurs running their businesses from home. Your specific profession and the nature of your home-based operations may necessitate some or all of the following coverages. Insurance providers often offer bundled policies for home-based businesses, varying in coverage from one company to another.
Product liability insurance shields your business against claims asserting that a product you manufactured or sold caused bodily harm or property damage to another party’s possessions. While some insurance companies provide this coverage separately, we incorporate it within your general liability insurance policy.
Operating a company can pose challenges in the absence of suitable business insurance. One essential coverage that many business owners require is business interruption insurance, alternatively termed as business income insurance or contingent business interruption coverage. This coverage serves to compensate for lost income in instances where you’re unable to operate temporarily due to a covered loss, such as property damage.
Business auto insurance safeguards both business vehicles and the individuals operating them. Should you or a driver of your business-owned vehicle be responsible for an accident resulting in injury to another person or damage to their property, they can initiate a claim against your policy and pursue legal action against either you or the driver involved.