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Why do I need insurance?

Florida is prone to hurricanes, tropical storms, and other severe weather events, which can cause significant property damage. These natural disasters can result in high wind damage, flooding, and water damage, making it crucial for homeowners to have insurance coverage to protect their properties.

Many parts of Florida are in flood-prone zones due to its geography and proximity to bodies of water like the Atlantic Ocean and the Gulf of Mexico. Since standard homeowners’ insurance policies typically do not cover flood damage, many homeowners in Florida opt for separate flood insurance policies to protect their homes.

5 Important Numbers to Know


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