Simple Boat Insurance You Can Trust
Click quote to get started
Florida not only holds the title for being the largest state for boating in the USA but also unfortunately leads significantly in boating accidents. Ensure the safety of your vessel by securing a personalized boat insurance policy tailored to your lifestyle. This way, you can enjoy peace of mind and unwind while you’re out cruising on the water.
How much Coverage do you need?
Hull: What you paid or what it would cost to replace your boat.
Liability: $500,000 minimum to be able to moor at a marina or public dock.
Distance: Will I be staying in US waters or potentially going offshore more than 75 miles from US shoreline?
Experience: There are premium credits available for prior experience.
To Charter or Not to Charter
We have markets willing to insure watercrafts available for charter by designated captains or the renters’ preferred captain (meaning Bareboat).
What does boat insurance in Florida cover?
Standard boat insurance in Florida includes coverage for various scenarios such as physical damage to your boat, incidents involving collisions or sinking, vandalism, and related risks. Additionally, it covers liability losses, as well as coverage for bodily injury or death.
What additional boat insurance coverage can I purchase?
Numerous individuals in Florida opt for added coverage to safeguard their valuable personal belongings and fishing gear while on board.
Choosing a policy that guards against Uninsured Boaters is prudent, given that Florida does not mandate boat insurance for recreational boats.
Is my boat covered
out of water?
If your policy comprises Physical Damage Coverage (Comprehensive and Collision), your boat will have protection even when it’s not in the water.